The seeds of change were sown in September 2014, when HDFC Bank MD Aditya Puri went to Silicon Valley to meet the brightest tech minds in the world. By the time he got back, he knew exactly what needed to be done.

It was time for a revolution. Instead of waiting to be disrupted by fintech companies, HDFC Bank went all out to disrupt itself, recasting its role and scope on a scale that has never been attempted before. In one of the biggest transformations ever undertaken in any business, HDFC Bank wants to become a platform facilitating a financial experience.

Tamal Bandyopadhyay chronicles HDFC Bank’s own digital disruption exercise through the very people who drove it, narrating a story that’s as compelling as unique in India’s financial system. With his keen eye for detail, deep knowledge of banking and unparalleled storytelling ability, Bandyopadhyay recounts the journey of India’s most valued lender from a life cycle bank to a lifestyle bank

Tamal Bandyopadhyay is associated with a financial daily called Mint as the Deputy Managing Editor. He completed his post-graduation in English Literature from the Calcutta University. Tamal started working with The Times of India,Mumbai as a trainee journalist. He was later associated with The Business Standard, The Economic Times, andFinancial Express. He has also written the books: A Bank for the Buck and Anupam Meenrashi.