On 8 November, when the clock strikes 12, your money will be no good. Somewhere on the India-Nepal Border, a car full of passengers swerves off a highway and plunges into a valley, its trunk full of cash. In the UK, a Bollywood starlet wins Big Survivor, the most popular reality TV show in the country. In Panama, Central America, a whistle-blower at a law firm brings down billionaires across the globe. And in India, a new RBI Governor is appointed. Aditya Kesavan is dynamic, charismatic and ambitious. And he's been handed the reins of the RBI on a platter. His only job: to make sure he doesn't rock the boat. But, unknown to him, the wheels have begun to turn, as the country heads towards the biggest financial event in modern Indian history. And Governor Kesavan is about to carry out the most brazen act of his life - and, perhaps, his most foolish. Will he be able to pull himself out of the mess he has got into or will he have to surrender to the manipulative forces behind the scenes? Running desperately out of time, the Governor must set things right.

Ravi Subramanian is the award-winning author of nine novels. His stories are set against the backdrop of the financial services industry. He has won the Economist Crossword Book Award for three years in a row as well as the Golden Quill Readers' Choice Award. Visit him at www. ravisubramanian.in